What is the main purpose of dental insurance?

The primary purpose of dental insurance is to assist with the cost of dental care. This coverage helps individuals manage the expenses associated with routine dental visits, preventive care, and necessary treatments. Dental insurance typically offers benefits for services such as check-ups, cleanings, fillings, and sometimes more complex procedures, thereby reducing the out-of-pocket costs for patients.

While some insurance plans may offer limited coverage for cosmetic procedures or orthodontic treatments, these aspects are not the main focus of dental insurance. The aim is to ensure that individuals can receive necessary dental care without facing a significant financial burden, allowing for better oral health outcomes in the population at large.